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If your lender does not demand it, skipping the home inspection might be fairly tempting as you move toward closing on the house of your dreams. Although moving full steam ahead might provide what you need in the moment, that decision could end up causing problems in the future. So, even though it will take a little bit extra time, here’s why you should always have an inspection performed before you commit to buying a home.
Puts the Spotlight on Safety Issues
Home inspectors go through the entire property with a fine tooth comb, looking for safety issues and other faults. As they go, they check off all the issues, so they can create a detailed report at the end of their visit.
Depending on what they find, they might note:
- Mold and mildew
- High radon levels in the soil
- Defective electrical equipment
- Failing roofing materials
- Missing smoke detectors
- Lead paint
- Asbestos materials
With that information, you will know just what needs to be fixed before you move in, helping keep everyone in your household safe from harm.
Verifies All Work is Permitted & to Code
While inspecting the home, your inspector will verify all work is completed to code and under the right permits. They will compare the structure’s characteristics to the building blueprints and other documents to make sure all is well. Their efforts will help prevent problems in the future when you go to have the residence remodeled or even put it back on the market.
Allows for Easier Negotiations
If the inspection reveals any problems that might be a dealbreaker for you, the report can be used to negotiate with the seller. Your real estate agent can help in negotiating a price break or even to have repairs performed before closing. Then, you can have another inspection performed to verify the safety hazards or other issues are rectified before completing the purchase.
Supports Your Future Budgeting Needs
Even if you do not find any major issues with the home, you can still use the inspection report to your advantage. As you review the notes, watch for any developing issues that might require maintenance or repairs in the near future. Then, use that information to save up money for the work and complete it before the problems escalate. With that approach, you are less likely to be caught by surprise by leaks, appliance failure, or any other issues that could come your way.
Even though it might push back your closing date by a bit, you are not likely to regret having a home inspection performed. The report will provide invaluable information that allows you to move forward with confidence you are making the right purchase decision.